South Carolina motorists generally dread dealing with the aftermath of a car accident. No matter how carefully one strives to remain a safe driver, everyone is at risk from distracted, drunk and other dangerous or negligent drivers. Auto accidents can cause severe injuries and ongoing medical problems as well as major property damage, but after a crash, those aren’t the only things an accident victim has to worry about. Knowing how and when to report a car accident to the appropriate parties can be important.

In every case, the most important first step after an auto crash is to seek necessary medical assistance. Once the emergency is over, though, it can be critical to act swiftly to begin the process of reporting the accident and communicating with the insurance company. Even when the driver is not at fault for the car accident, it is important to always do so. Most auto insurers keep claims hotlines open with long hours that allow customers to file a claim at any time of day or night.

When dealing with a car accident, the insurance company is the first point of contact. In some cases, however, auto insurance will not cover all of the damages suffered as a result of the crash. In these cases, legal action may be necessary, and timing is important here as well. South Carolina has a three-year statute of limitations to file a lawsuit.

Victims of car crashes that have been caused by the negligence of other drivers often need lengthy and costly medical care and treatment, and in some cases they are unable to return to work for prolonged periods.. They might find it advisable to have an attorney’s help in seeking appropriate compensation.